Avoid Card Skimming Scams at the ATM
When using automated teller machines (ATMs) and other payment processing devices you should always remember to be alert to your surroundings. Thieves may be using high-tech tools in scams to capture your account information and steal your money. These scams, known as “card skimming,” involve attaching devices to money machines that read the information on your debit and credit cards when you swipe them. When combined with a nearby concealed camera to record your personal identification number (PIN), fraudsters can get everything they need to drain your account or to make unauthorized purchases. In addition to using the information directly, thieves may sell your information to others.
ATMs and automated payment machines in airports, convenience stores, hotel lobbies, and other well- traveled, public places may be most vulnerable to thieves who may think these machines are not regularly inspected by the machine owners. However, card skimming may take place at any ATM or card processing machine. As technology makes these devices smaller and more powerful, the risk of card skimming grows.
Check out the adjacent infographic from the Electronic Payments Coalition®
. It contains further information about card skimming as well as providing some helpful tips on how you can protect youself. Also, for physical ATM security guidelines
or general ATM and debit card safeguarding tips
, don't hesitate to visit our Security Center.
Excerpts from Consumer Advisory: "Avoiding 'Card Skimming' at ATMs and Other Money Machines," Comptroller of the Currency Administrator of National Banks.