Free Checking Account

More living free.
Less paying fees.

There’s plenty to love about North Shore Bank's Free Checking account — like no minimum balance requirements, monthly maintenance fees, or direct deposit minimums. But everyone’s favorite thing is the free part.

Our Free Checking account offers: 

Additional Terms

Non-North Shore Bank ATMs may impose a surcharge which is in addition to any fee we may charge. The bank does not charge a fee for mobile banking but message and data rates may apply. Occasional Overdraft Privilege fees may apply.

Not sure if this is the right product for you? Check out our handy comparison chart to see how Free Checking accounts stack up with our other checking products. 

Of course you can also stop in at any of our branch locations or call Customer Support at (978) 573-1300 (during regular operating hours).
We're even willing to pay you $25 if you refer one of your friends to us and they open a new checking account ($50 for a commercial account).  So, if you're a current North Shore Bank customer, and know someone who is unhappy with their current banking relationship, refer them over to us and we'll make it worth your while.  Download our 'Refer a Friend' form for further details.

All Deposits are Insured in Full

At North Shore Bank, every deposit is insured in full. FDIC insures each depositor up to $250,000. All deposits above the FDIC limit are insured in full by the Depositors Insurance Fund (DIF).