First-Time Homebuyer Mortgages

Financing First-Timers Feels Fabulous!

Let’s face it, the only thing more exciting than buying a house is buying your first one. That's why North Shore Bank is the perfect place for first-time homebuyers.  Our experienced lending staff is committed to making the home buying process as painless as possible. We offer a variety of loans options and will work with you to determine the one that’s the best fit for you, whether it’s a North Shore Bank mortgage or a product available through our partnership with MassHousing.

Our First-Time Homebuyer products offer: 

  • Quick loan turnaround
  • Low down payment requirements
  • Income limits apply
  • Income limits at or below 50% of the median income, NSB will waive mortgage insurance with low down payment*
  • An automated application process
  • Competitive interest rates
  • $500 off closing costs on select products
  • Down payment assistance options**
* Contact us for details
**Subject to credit approval, income guidelines and grant availability. Grants are offered through the Federal Home Loan Bank of Boston and are allotted at varying times throughout the course of each year. Please discuss availability with your mortgage originator.
For current rates or additional information about home buying options at North Shore Bank, call Customer Support at (978) 573-1300 (during regular operating hours) or reach out directly to any of our mortgage originators.

Find out now about your home buying options and get prequalified for a mortgage at NSB
before you begin the application process. Get prequalified today!
Need to know how much you can afford? Try out one of our convenient mortgage calculators.

Apply Now!

To begin the mortgage application process, just click the button below and follow the onscreen instructions.