CD and IRA Accounts

North Shore Bank offers a variety of CD and IRA products designed to meet your long or short-term investing goals. Depending on your situation, our knowledgeable staff can help you determine what you need to achieve them.
 

Certificates of Deposit (CDs)

Whether you're looking to invest for a few months or a few years, you’ll find CD and IRA terms to meet your needs. It is wise to mix your investment portfolio with guaranteed CDs that eliminates the risk of losing your funds. You choose the CD term, from months to years.
 
  • Minimum deposit of $1,000 required to open account.
  • Guaranteed fixed rate for the term of the deposit.
  • Interest compounded daily and paid monthly for CD terms 1 year and longer.
  • Renewed automatically.
  • May be pledged as collateral for loans. Substantial penalty for early withdrawal.

Special Bump Up CD Option Available!

For a limited time, North Shore Bank will be offering a one-time "bump" feature on all new and renewing Certificate of Deposits. For more information, please contact your branch representative or call Customer Support at 978-573-1300.
For current terms and CD rates, click here. 

Individual Retirement Account (IRA)

Let us help you save for your retirement! With an IRA from North Shore Bank, your earnings may grow tax-deferred until withdrawal, helping to increase your retirement savings.

Best of all, we'll do all of the work. We can transfer your balances from your investment accounts, qualified benefit plans and IRAs at other financial institutions. Start your retirement planning today.

For current terms and IRA rates, click here.
To get started today, stop in at any of our branch locations, or for more information, call Customer Support at (978) 573-1300 (during regular operating hours).
 

All Deposits are Insured in Full

At North Shore Bank, every deposit is insured in full. FDIC insures each depositor up to $250,000. All deposits above the FDIC limit are insured in full by the Depositor Insurance Fund (DIF).