CD and IRA Rates

Certificates of Deposit

Effective November 14, 2019
Minimum Deposit to OpenTermAPY
$1,0006 months1.40%
$1,00012 months1.45%
$1,00018 months0.78%
$1,00024 months0.78%
$1,00036 months1.03%
$1,00048 months1.43%
$1,00060 months2.03%
*Annual Percentage Yield (APY) effective as of 11/28/18 and is subject to change without notice. The minimum balance to earn interest is $0.01 on all CDs. APY assumes interest remains on deposit. Penalty may be assessed for early withdrawal and fees may reduce earnings. Penalty does not apply to NSB No Catch CDs - first withdrawal only. Personal accounts only.

Individual Retirement Accounts

Effective November 14, 2019
Minimum Deposit to OpenTermAPY
$25012 months1.45%
$25018 months0.78%
$25024 months0.78%
$25036 months1.03%
$25048 months1.43%
$25060 months2.03%
*Annual Percentage Yield (APY) assumes interest remains on deposit. Interest is compounded daily and credited monthly. There is no minimum balance to earn interest on all IRAs. Fees could reduce earnings. Early withdrawal penalties may be imposed. Personal accounts only
For more information about Certificates of Deposit or IRAs, CLICK HERE

For terms and conditions, please refer to our Truth in Savings Disclosure.

To speak with an account representative, just stop in at one of our branch locations or call Customer Support at (978) 573-1300.
 

All Deposits are Insured in Full

At North Shore Bank, every deposit is insured in full. FDIC insures each depositor up to $250,000. All deposits above the FDIC limit are insured in full by the Share Insurance Fund (SIF).