Certificates of Deposit
Effective September 21, 2023
| Minimum Deposit to Open | Term | APY |
| $1,000 | 6 months | 5.00% |
| $1,000 | 12 months | 4.50% |
| $1,000 | 18 months | 4.50% |
| $1,000 | 24 months | 3.50% |
| $1,000 | 36 months | 1.20% |
| $1,000 | 48 months | 1.30% |
| $1,000 | 60 months | 1.50% |
*Annual Percentage Yield (APY) is subject to change without notice. The minimum balance to earn interest is $0.01 on all CDs. APY assumes interest remains on deposit. Penalty may be assessed for early withdrawal and fees may reduce earnings.
Open an Account Online
Just click on the button below for the desired CD maturity. Please note that 36, 48 and 60 Month terms can only be opened in a branch.
Individual Retirement Accounts
Effective September 21, 2023
| Minimum Deposit to Open | Term | APY |
| $250 | 12 months | 4.50% |
| $250 | 18 months | 4.50% |
| $250 | 24 months | 3.50% |
| $250 | 36 months | 1.20% |
| $250 | 48 months | 1.30% |
| $250 | 60 months | 1.50% |
*Annual Percentage Yield (APY) assumes interest remains on deposit. Interest is compounded daily and credited monthly. There is no minimum balance to earn interest on all IRAs. Fees could reduce earnings. Early withdrawal penalties may be imposed. Personal accounts only.
For more information about Certificates of Deposit or IRAs,
CLICK HERE
To speak with an account representative, just stop in at one of
our branch locations or call Customer Support at (978) 573-1300.
All Deposits are Insured in Full
At North Shore Bank, every deposit is insured in full. FDIC insures each depositor up to $250,000. All deposits above the FDIC limit are insured in full by the Depositors Insurance Fund (DIF).