Personal or Business
Our College Cost Estimator includes all US 4-year public, private and for-profit colleges and universities that receive federal financial aid.
Use this look-up table to decide what year your child will typically start college:
We would like to provide special offers available based on your user input on our College Cost Estimator so that we can help you with your college financial planning and give you more personalized recommendations.
In regards to college pricing data, all but the Tuition & Fees Only Price include the entire cost of attendance - tuition, fees, room and board, books and personal expenses. When the numbers indicate Net Price, they subtract free money such as merit and need-based scholarships and grants from the cost of attendance. All this data comes from the US Department of Education’s National Center for Education Statistics.
No. We ask that users only add the amount of savings that student and family members have designated for college savings like 529 plans and other accounts. Do not include home equity or retirement.
Some financing options to pay for college will consider the credit strength of the borrower and/or co-signer. Most traditional aged college students have not built a credit history prior to entering college. This means that most will need a creditworthy co-signer in order to borrow Private Student Loans. The majority of student borrowers use parents or other relatives as co-signers. Applying for private loans with a creditworthy cosigner may help you qualify and/or receive a lower interest rate. Your interest rate may be higher without a creditworthy cosigner.
The financing options displayed are estimates and provided for educational purposes only. This experience is not an application for a loan and any loan information included in these financing options is not an offer of a loan by any lender. If you apply and are approved for a loan, your lender will provide you with the monthly payment amounts, interest rate, and payment schedule that are applicable to your actual loan. These financing options assume no prepayment and repayment will go to full term. Please see repayment examples of each funding option for examples of the terms of representative loans.
Yes. This planner does not represent all financial services companies or products. We always encourage you to look for the most affordable options.
The College Value Factor™ is an assessment tool to evaluate the return on investment (ROI) for a specific college based on personalized estimates of college costs, student debt, graduation rates and estimated earnings. The College Value Factor™ is a proprietary algorithm developed by Quatromoney. The algorithm rewards colleges where 75% or more students graduate in 4 years and career earnings above the national average. In addition, the algorithm penalizes personalized Monthly Earnings Paid Toward Student Loans that exceed 20%.
May 04, 2023
March 27, 2023
February 02, 2023
January 10, 2023
December 29, 2022
NMLS # 466007
NSB Routing # 211371298