Cash Management Solutions

eBusiness Solutions – Business Online Banking
Manage your cash simply and securely from anywhere in the world with our completely flexible eBusiness Solutions cash management platform. Choose the modules that best meet your specific needs, then limit staff access to each module based on your company’s security requirements—and even build in dual approvals and dollar limits for certain transactions. Access robust reporting, transfer funds, originate ACH and wire transfers, access Bill Pay and your Line of Credit, download to QuickBooks, and much more!

North Shore Bank  Business Online Banking

Abington Bank Business Online Banking

Mobile Banking
Download our free² Mobile Banking app to your Apple^® or  Android™ device to access account information and banking tools on the go. Just use your eBusiness Solutions Business Online Banking login credentials to access the app. View balances, make internal transfers, pay bills, approve and authorize ACH, and deposit checks—all from the convenience of your mobile device!

Download our free* Mobile Banking app for North Shore Bank on the App Store^® or get it on Google Play^™.

Download our free* Mobile Banking app for Abington Bank on the App Store^® or get it on Google Play^™.

²Your internet-enabled mobile device, with data plan required. Applicable data charges from your mobile carrier may apply. We recommend that you subscribe to an unlimited data plan before using Mobile Banking services.
Apple is a registered trademark of Apple Inc.
Android is a trademark of Google LLC.

Line of Credit Sweep
Link your business checking account to your commercial loan for automatic, daily pay-down and draw-down decisions. Reduce your interest expense while saving valuable time from manual processing of loan payments or draw-down requests!

Zero Balance Accounting (ZBA)
Link two or more checking accounts to combine funds without manual transfers while maintaining individual audit trails. Each night, all linked accounts are automatically brought to a zero balance by either funding deficit balance accounts from, or moving excess balances to, the master/concentration account.

EDI Reporting
Reduce the time and costs associated with posting and reporting of EDI payments. EDI reporting is ideal for customers receiving federal, state, insurance, or healthcare payments electronically.

Automated Clearing House (ACH) Origination³
Take advantage of the ACH system by collecting payments electronically! ACH collections can help streamline the collection of funds and improve efficiencies in your accounts receivable system. Typical ACH collections include health club memberships, association dues, loan payments, utility payments, contributions to non-profit organizations, and cash concentration.

Office Deposit (Remote Deposit Capture)³
Enjoy the freedom of scanning checks for deposit and securely transmitting the images directly to us—right from your office PC and whenever it’s convenient for you! Increase employee productivity by reducing the time and travel needed for bank visits and reduce your reliance on multiple bank relationships to support remote locations. What’s more, images of deposited items are at your fingertips!

Wholesale Lockbox
Accelerate the collection of receivables and save yourself valuable time with fast, accurate credit to your account. Wholesale lockbox uses state-of-the-art hardware and software to capture the image of the check and invoice. Plus, you can view them the same day they’re processed.

Retail Lockbox (OCR)
Retail lockbox uses optical character recognition (OCR) to collect payments and capture the remittance data. Get electronic output of your remittance data and special reports that automate posting to your accounts receivable system.

Merchant Services³
Receive payments faster and more securely while providing enhanced convenience to your customers. Choose from among a variety of credit card processing methods and equipment. Payment solutions are available for a variety of industries including retail, lodging, hospitality, education, government, mail order, and eCommerce.

ZRent + ZDeposit
Designed for landlords and property managers, ZRent and ZDeposit give you streamlined and convenient yet robust online tools for managing security deposits, rent payments and condo fees for your properties! ZDeposit simplifies and automates the opening of security deposit bank accounts in a compliant way, while ZRent takes the hassle out of collecting rent and dues by automating payments from your tenants’ accounts to yours. Best of all, these services are free!

³ACH Services, Merchant Services, and Office Deposit (Remote Deposit Capture) require review and approval by North Shore Bank or Abington Bank. Not all customers are eligible for these services.

Wire Transfers
Online movement of funds makes it possible to move money globally with a high level of security and minimal clerical effort. Domestic and international wires are available through eBusiness Solutions.

Automated Clearing House⁴ (ACH) Origination
Take advantage of the ACH system by initiating payments electronically! ACH payments can help streamline payments and improve efficiencies in your accounts payable system. Typical ACH payments include direct deposit of payroll, travel and expense reimbursement, vendor payments, and tax payments.

Business Bill Pay
Log into eBusiness Solutions to make one-time or recurring payments quickly, easily, and securely with Bill Pay. It’s easy to set up, available 24/7, and offers real-time information including pending transactions. Plus, you can set up eBills, reminders, and alerts, and establish staff authority levels including dual approvals.

Business Credit Cards
Choose from among our popular business credit cards⁵—including low rate, cash back, or flexible rewards options—to find the one that works for your business. They all offer important features like free expense reporting tools, no-fee employee cards, mobile payment capability, Zero Fraud Liability,⁵ and 24/7/365 cardmember service.

⁴ACH Services, Merchant Services and Remote Deposit Capture require review and approval by North Shore Bank or Abington Bank. Not all customers are eligible for these services.

⁵The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Elan Financial Services provides zero fraud liability for unauthorized transactions. Card holder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

Positive Pay
Prevent unauthorized transactions with Check Positive Pay and ACH Positive Pay. Both include enhanced protection with payee name verification at no additional charge and are integrated with eBusiness Solutions to provide a single login to Positive Pay protection.

• Check Positive Pay. Compare checks you’ve written with those presented against your account—including those presented at the teller line. You control whether flagged items are paid or returned.
• ACH Positive Pay. Monitor and review ACH debits and credits and take action on suspicious items to ensure only valid transactions are made.

 ACH Debit Block
Block every incoming ACH debit, without exception, to your money market and savings accounts.

Account Reconciliation
Simplify and streamline month-end reconciliation with full or partial account reconciliation. Save time, reduce errors, and identify fraudulent items faster.

Education + Support
Helping you protect yourself and your business from fraud is one more way we unlock your potential. For valuable tips on fraud prevention, download our free brochure:

• North Shore Bank Best Practices for Preventing Business Fraud
• Abington Bank Best Practices for Preventing Business Fraud